OneShield Rating automates and simplifies the complexities at every stage of the rating process across all lines of personal, commercial and specialty markets.

Core Features

Saving your business time and money while eliminating risks, OneShield Rating is a highly configurable solution with a data-driven model allowing you to accurately create, update, test and deploy rating and underwriting rules — a major driver of your business’ success. Whether deployed in the cloud “As-a-Service” or on-premise, this is an end-to-end rating platform for real-time calculations of insurance premiums and quotes. Leverage our pre-populated rules and rates content, or configure it to use your business-specific rules and rates.

OneShield Rating can also import any content, including third-party policy systems, and is unique in its use of shared or common product definition data. It handles even the most complex scenarios and gives you the results needed for accurate underwriting in a fast-paced world.

  • Risk Mitigation

    OneShield Rating features help you avoid risks in the underwriting process. The solution can be invoked at any point in the policy lifecycle to price-out risks outside your tolerance or rules. The rating engine can also be used to calculate data to drive underwriting rules and/or system behavior.

  • “What-If” Scenarios

    Versioning capability and batch functionality empowers product managers and actuaries to perform “what if” analysis down to the attribute level to determine how change will affect a book of business before changes are made — helping identify policies, classes or segments adversely affected so you can take appropriate action.

  • Unlimited Scalability

    Support multiple writing and rating companies with complete version control, regardless of the number of active rate books, or single, multi-state and national filing adoptions. OneShield Rating automates and simplifies the complexities at every stage of the rating process across all lines of personal, commercial, life and specialty markets.

  • Quote Validations

    All policy validations can be completed before rating even begins, so you know it’s a valid quote before you put it through. OneShield Rating handles the most complex rating algorithms, including multi-variant rating and includes several different rating methods, including anniversary rating and predictive modeling.

Knowledge Hub

OneShield Enterprise Rating Solution

OneShield Enterprise Rating Solution

OneShield Enterprise Solutions: OneShield Rating Save valuable time and money while eliminating risk In today’s rapidly changing market, real-time calculations of insurance premiums and quotes can be a competitive advantage. OneShield Software’s end-to-end rating solution eliminates risk and saves money...

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Technology Platform

OneShield delivers a pre-built process automation platform with an innovative design tool allowing users to rapidly self-modify solutions via configuration. Bundled with an abundance of components, including object models, UIs, workflows and rules, this cutting-edge platform is deployed on public or private clouds.

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Line of Business

Line of Business

Designed specifically for personal, commercial, life and specialty lines of business content.

OneShield Software can help enhance and improve your operational and process efficiencies, agent and member service levels, and time-to-market for new products and changes.



Turn raw data into actionable information with near-time portfolio analysis and detailed standard or customized reports.

OneShield provides one of the industry’s leading reporting components — a powerful and easily configurable data analysis module that can be leveraged by any products within our solution platform.



Vital reinsurance handling capabilities that streamline the administration and management of reinsurance agreements.

With OneShield’s Reinsurance Cession Management functionality, you will have the business intelligence data and administrative tools needed to manage each relationship.

Lower Cost of Ownership

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Pre-Built Insurance Content

Our pre-built library of insurance-specific content for personal, commercial, life and specialty lines and pre-defined and configurable data models, workflows, rules, rates, reports, dashboards and product definitions — eliminating the time-consuming and costly “ground-up” requirements gathering process.

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The intuitive nature of our design application and wizard-based development, OneShield Designer, empowers your business and technical users to work collaboratively to achieve 100% self-sufficiency in modifying functions.

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As one policy can impact another, our model allows you to underwrite on an account-level, rather than policy-level, giving you the ability to easily launch customer loyalty programs and agent incentives.