OneShield Rating automates and simplifies the complexities at every stage of the rating process across all lines of personal, commercial and specialty markets.

Core Features

Saving your business time and money while eliminating risks, OneShield Rating is a highly configurable solution with a data-driven model allowing you to accurately create, update, test and deploy rating and underwriting rules — a major driver of your business’ success. Whether deployed in the cloud “As-a-Service” or on-premise, this is an end-to-end rating platform for real-time calculations of insurance premiums and quotes. Leverage our pre-populated rules and rates content, or configure it to use your business-specific rules and rates.

OneShield Rating can also import any content, including third-party policy systems, and is unique in its use of shared or common product definition data. It handles even the most complex scenarios and gives you the results needed for accurate underwriting in a fast-paced world.

  • Risk Mitigation

    OneShield Rating features help you avoid risks in the underwriting process. The solution can be invoked at any point in the policy lifecycle to price-out risks outside your tolerance or rules. The rating engine can also be used to calculate data to drive underwriting rules and/or system behavior.

  • Data Integrity & Reusability

    Leverage shared or common product definition data across all product lines, pre-quote validations based on underwriting rules, multiple calculation methods, blended rates, multiple scenario-based quotes, easy integration with other systems, and full reporting on all aspects of rating data.

  • Unlimited Scalability

    Support multiple writing and rating companies with complete version control, regardless of the number of active rate books, or single, multi-state and national filing adoptions. OneShield Rating automates and simplifies the complexities at every stage of the rating process across all lines of personal, commercial, life and specialty markets.

  • Quote Validations

    All policy validations can be completed before rating even begins, so you know it’s a valid quote before you put it through. OneShield Rating handles the most complex rating algorithms, including multi-variant rating and includes several different rating methods, including anniversary rating and predictive modeling.

“Adopting Microservices to Enhance the Journey Towards Digitized Insurance”.

Developing a compelling customer experience has become a top priority for insurers who know that insurance has become one product among many from the perspective of the consumer.


Line of Business Content & Use Cases

Line of Business Content & Use Cases

Designed specifically for personal, commercial and specialty lines of business content. OneShield Software can help enhance and improve your operational...



Turn raw data into actionable information with near-time portfolio analysis and detailed standard or customized reports. OneShield provides one of...



Vital reinsurance handling capabilities that streamline the administration and management of reinsurance agreements. With OneShield’s Reinsurance functionality, you will have...

Lower Cost of Ownership

OneShield Rating

Pre-Built Insurance Content

Our pre-built library of insurance-specific content for personal, commercial, and specialty insurance markets offer pre-defined and configurable data models, workflows, rules, rates, reports, dashboards, and product definitions — eliminating the time-consuming and costly “ground-up” requirements gathering process.

OneShield Rating


The intuitive nature of our design application and wizard-based development, OneShield Designer, empowers your business and technical users to work collaboratively to achieve 100% self-sufficiency in modifying functions.

OneShield Rating


As one policy can impact another, our model allows you to underwrite on an account-level, rather than policy-level, giving you the ability to easily launch customer loyalty programs and agent incentives.