ONESHIELD ENTERPRISE / REINSURANCE
Reinsurance management for treaty, facultative, and ceded loss recovery
Manage treaty and facultative agreements in one place, unified with policy, billing, and claims. Automated cession tracking, bordereaux, and reconciliation keep ceded risk and financials clear.
Cession Without the Manual Gaps
Treaty and facultative, proportional and non-proportional, across multiple layers and participants
Ceded premium, commissions, and losses calculated at coverage, risk, and policy level
Premium and loss bordereaux, general ledger entries, and Schedule F data from one source
Treaty utilization tracked with alerts before capacity runs out
Reinsurer portal access so partners can self-serve their book of business
How Reinsurance Works in OneShield
Five stages, from setting up a reinsurer through reporting the ceded book. Each one runs on the same records as the policy and claim that created the cession.
Partner and Treaty Setup
Set Up Reinsurers and Treaties Once
Create and approve reinsurance partners, then build the treaty structures your program actually uses, across multiple layers and participating reinsurers.
Key capabilities:
Create and approve reinsurance partners in one central registry
Run treaty creation through a defined approval process
Support per risk and aggregate arrangements, loss attaching or risk attaching
Configure quota share, surplus, and excess of loss cession types
Place risk across multiple layers and participating reinsurers

Policy and Risk Association
Attach Treaties as Business Is Written
Treaties attach to policies based on the attributes that govern them, so cession is decided at the transaction rather than reconstructed in a month-end cleanup.
Key capabilities:
Associate treaties automatically by line of business, jurisdiction, coverage, and attachment point
Associate a treaty manually when a policy needs an exception
Refer risks to facultative based on underwriting guidelines
Create and approve facultative arrangements in the same workflow

Ceded Risk and Premium
Calculate Cessions Without a Spreadsheet
Ceded and retained risk, premium, and commissions calculate at coverage, risk, and policy level, then allocate to each participating reinsurer.
Key capabilities:
Calculate ceded and retained risk, premium, and commissions at coverage, risk, and policy level
Allocate ceded premium across participant reinsurers
Cede risk and premium manually where a facultative arrangement requires it
Recalculate cessions when endorsements, cancellations, and post-bind changes land

Ceded Losses in Claims
Recover Losses Without Re-Keying Claims
Claims that touch a reinsurance contract are identified as they are handled, with the ceded portion calculated and allocated to the right participants.
Key capabilities:
Trigger loss notifications automatically based on carrier guidelines
Calculate ceded losses and allocate them to participant reinsurers
Invoice and collect reinsurance recoveries from reinsurers

Portfolio Management and Reporting
See the Whole Ceded Book in One Place
Bordereaux, ledger entries, utilization, and dashboards come from the data that produced the cessions, so reporting does not start with a reconciliation.
Key capabilities:
Generate premium bordereaux with policy, risk, and coverage level detail
Generate loss bordereaux with claim and risk level detail
Produce premium and loss summary bordereaux
Create general ledger entries for all reinsurance financials
Track treaty utilization and monitor remaining capacity
Review reinsurance dashboards across the ceded portfolio
Search reinsurers, treaties, and facultative contracts
